Buying a home is an exciting time in one's life. Making
the smart move of choosing a REALTOR® is your first
step to ensuring that your new home and community meets
your needs. My services and experience range from financial
aid to helping you find the home that best suits you
and your family.
Pre-Showing Information
How
I Can Help
Hot Market
Before you
start looking
Closing Costs
Buyer Information
Form
*Buyer Real Estate Forms & Information*
As Your Agent, I Will:
- Assure that you see all the properties
in the area that meet your criteria.
- Guide you through the entire home buying process,
from finding homes to look at, to getting the best
financing.
- Make sure you don't pay too much for your new home
and help you avoid costly mistakes.
- Answer all of your questions about the local market
area, including schools, neighborhoods, the local
economy, and more.
- Provide you with past historical data of the area
and subdivision so you will be familiar with the current
market conditions. Historical
data sample.
- When ready to make an offer. We provide a detailed
CMA so you will know the fair market value before
deciding how much to offer. CMA
example.
Charleston is a Hot Market!
Things to expect
& take into consideration when buying in the Charleston
Area
- Charleston is a fast market and the average days
on the market for residences is about 10-15 after
subtracting the time it is contnigent on a contract
going to close.
- With that being said, expect to pay close to the
asking price as most homes sell within 2% of it. This
is because many houses will actually have multiple
offers put on it. If you get into a bidding war, someone
else will come along who is willing to pay a little
more to get the property.
- Contingencies may
hurt your chances in the Charleston Market. Since
houses are selling so fast, home owners are hesitant
to accept offers with contingences, when they know
there are many more buyers out there looking for property.
- We want you, our future
client, to be advised of the direction of this market,
and to educate you as much as possible. We do not
want you to come down uninformed. By knowing what
the market is doing, you will be well ahead of the
game when finding a place to call home here in Charleston.
It all can start here with property searches, historical
charts of the area, and a buyer's guide to meet all
your needs.
- If you have any questions
on the Charleston Market, please call or email us
at anytime.
Before You Start Looking
For Your New Home:
- Check your credit rating. Straighten out any errors
before its too late.
- Determine a comfortable monthly budget for your
new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get
pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands
your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home
to have.
- Is it close to schools, shopping areas, churches,
parks?
- How will it impact my commute to work?
Closing Costs to Expect:
- Lender fees include charges for loan processing,
underwriting, preparation and establishing an escrow
account.
- Third-party fees include charges for insurance,
title search, and other inspections such as termites.
- Government fees include deed recording and
state & local mortgage taxes.
- Escrow and interest fees include homeowner's
insurance, loan interest, real estate taxes, and occasionally
private mortgage insurance.
These are just several factors, to begin your search
in finding a home, go to MLS
Search.
You can also help us serve you better by filling out
the Buyer Information
Form.
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